Secured Loan for Debt Consolidation

Yes. You don’t need a perfect credit score. We understand that everyday life can have its challenges. Even if your credit score has dropped, perhaps you have recently changed job status, have CCJs, used a payday loan or had mortgage arrears in the past, you may still be eligible for a secured loan through Fluent Money.

Our Fluent Money advisers are specialists in debt consolidation. They will look at the bigger picture and won’t just focus on your credit score. The carefully selected panel of lenders we work with could lend in circumstances that some mainstream lenders may not.

Fluent Money have built a trustworthy reputation that’s built on human interactions. We understand that not everyone fits the strict eligibility criteria sometimes required by mainstream lenders.

We believe that understanding a customers life situation and applying some common sense within our processes is key to finding the right financial products for our clients. Our open minded approach means that we work with a mixture of mainstream and specialist lenders to ensure more of our customers with differing needs and expectations are met.

Our advisers are trained from day one to look at all of our customers circumstances, in the instance of secured lending we take into account lots of different factors, not just a customers credit score. Responsible lending is at the core of our decision making so that we can ensure that you get the right financial product for your needs.